FAQs

What is a payday loan?
A payday loans is a short term loan designed to make dealing with unexpected expenditures ahead of you next payday easy. Enough cash within hours of applying can be obtained upon approval against these loans.

How can Payday 24 help me?
We are not direct lenders but an intermediary. So, when applying for a loan through us at Payday 24 we will immediately forward your application to lenders capable of fulfilling your cash needs.

How do payday loan works?
Once approval against a payday has been received, the money will be directly deposited into the applicant's account. Since these are short term loan, they are offered for a short time period that is typically for two to four weeks.

Can anyone get a payday loan?
Yes, it is possible for anyone to apply for a payday loan, provided the eligibility requirements are fulfilled. Make sure that you carefully check out the various criteria set by different lenders as they may differ from one another.

What do you need to get a payday loan?
In order to get a payday loan no extensive background check would be done and no complicated paperwork needs to be completed. All you will need to do is fulfill a few basic preconditions set by the lenders. In the form you will also need to provide basic information.

When do I pay off my payday loan?
Payday loan is a short term loan and are typically offered for 2 to 4 weeks only. Further, the repayment date would depend on how much money you have actually borrowed.

Will I have to pledge any collateral against the borrowed money?
No, there is no need of pledging any collateral against short term loans. They all fall under unsecured category and therefore demand no security.

How do I get a payday loan?
Once you have applied and your application has been approved, lenders will get the approved cash deposited directly into your checking account for easy access.

Am I free to spend the approved cash for any purpose?
Once the approved cash has been deposited into your checking account, you can freely spend it for any purpose without any obligation. But you need to make sure to repay back the borrowed amount on time.

How long would it take to get a loan?
You can get a loan funded within minutes through us at Payday 24.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.

147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow - $200 You Pay - $248 Representative APR 1223.6% (Variable)