How it Works

At Payday 24 we have simplified the complete application procedure. To get started with us you will have to first fill in an online form with the necessary details and submit it. Provide complete and correct details in the form to avoid rejection. Tell us your requirement and we assure to help you find the right loan deal at the right time!

Fulfilling a few preconditions is mandatory. You will need to confirm that you are a citizen of Australia, have attained 18 years of age and have a fixed monthly income. Whether you have good credit or bad credit, if you can meet these simple preconditions you can rest assured of approval.

Once you have received approval, the borrowed money will be directly deposited into your bank account. The approved amount may be small, but it is enough to help you fix any temporary cash crunches. You are free to spend the approved cash as per your requirement. However, you need to make sure that you repay back on time. Since these are short term loans interest rates are high and failure to repay back on time can shoot up the complete cost of the loan.

If you want any further information regarding how we work then feel free to contact us at Payday 24 any time. We will be happy to assist you!

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120