Responsible Lending

At Payday 24 we may not be able to provide you a loan directly, but we assure that you will never have to regret for applying for a loan through us. We take equal responsibility towards you and your cash needs just like a reliable lender. Responsible lending is taken seriously by us. With us you can rest assured to get an honest solution.

We also follow an absolutely secure application procedure. When applying for a loan and filling in the application form we expect you to provide complete and correct information. Knowing your needs will help us to find the right loan deal that fulfils your cash requirement completely. Along with helping you to find a loan with competitive terms and rates we will also familiarize you with the risk involved in obtaining a loan.

With us you can rest assured to get a clear information about the interest charges, cost of borrowing and additional charges. We will also asses your repayment ability. Various credit assessment technologies will be used to identify that. Obtaining a quick and hassle free approval will be easy if you can confirm that you have a fixed source of income and capable of making timely repayment.

Your current credit status may or may not be assessed by lenders, depending on what loan you are applying for. Interest charges are usually high for applicants who have less than perfect credit score. Even if you have not yet started building credit history you can still qualify.

At Payday 24 we treat every applicant equally. We will make sure that you do not overstress your budget by applying for a loan that you are unable to repay back. We recommend you to borrow the right amount of cash that you can repay back comfortably. Make sure that you have understood all the terms and conditions of a loan deal clearly ahead of applying.

Contact us if you still have any queries.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120